Gesa Credit Union was founded in 1953 to serve employees of the United States Department of Energy. Initially focused on providing basic financial services, the institution grew rapidly over the years, expanding its offerings to include a variety of financial products such as savings accounts, loans, and credit cards.
In the 2000s, Gesa underwent significant growth and innovation, adopting modern technologies to improve customer service and expanding its physical presence with more branches. The institution also invested heavily in community programs, such as scholarships and local sponsorships, reinforcing its commitment to the well-being of the communities it serves.
Today, Gesa is one of the largest credit unions in Washington state, known for its customer-centric approach and strong community involvement. With a wide range of financial products and a constant focus on innovation and community service, Gesa continues to grow and thrive, helping thousands of members achieve their financial goals.
Fees and commissions
| Monthly Maintenance Fee (SmartPlus Checking): | None |
| Minimum Balance (SmartPlus Checking): | $25 to open online |
| ATM Fee Reimbursement (SmartPlus Checking): | Up to $4.99 per transaction |
| Overdraft Protection Fee (SmartPlus Checking): | $5 per transfer |
Gesa Credit Union Products Reviewed by Grinuz:
How to open an account
Opening an account at Gesa Credit Union is a straightforward and hassle-free process, designed with the customer in mind. Whether you prefer the convenience of opening an account online from the comfort of your home or the personalized service at one of their physical branches, Gesa Credit Union ensures a seamless experience. Their user-friendly online platform provides clear instructions for each step, and their knowledgeable staff at branches are always ready to assist, making Gesa Credit Union an excellent choice for new accounts.
Requirements to Open Your Account
- Personal Identification: A valid identification document, such as a driver’s license, passport, or other government-issued ID, is required to verify your identity. This ensures that your identity is authenticated, which is crucial for account security.
- Proof of Address: You need to provide recent proof of address, such as a utility bill, rental agreement, or bank statement. This helps confirm your residency and ensures that the credit union has accurate contact information for you.
- Social Security Number: Gesa Credit Union requires your Social Security Number (SSN) to process your account application. The SSN is used to verify your identity and for tax reporting purposes.
- Initial Deposit: For the SmartPlus Checking account, an initial deposit of $25 is required if the account is opened online. This deposit activates your account and ensures you meet the minimum balance requirement.
- Application Form: You will need to fill out an application form with your personal and financial information, which can be done online or at a Gesa branch. This form gathers all necessary details to set up your account.
- Employment Information: Providing details about your employment, including your employer’s name and your position, may be required. This helps assess your financial stability and income.
- Beneficiary Information: You may need to designate a beneficiary for your account. This ensures that your funds are managed according to your wishes in case of unforeseen circumstances.
- Other Financial Information: You might be asked to provide additional financial information, such as existing bank accounts or assets. This helps the credit union understand your financial situation better and offer appropriate services.
- Contact Information: Ensure that your contact details, including phone number and email address, are up-to-date. This allows the credit union to reach you for account-related communications..
To open your account, follow the steps below:
- Access the Official Website: First, you need to visit the official website of Gesa Credit Union and navigate to the account opening section. They provide clear information on the types of accounts available and the benefits associated with each.
- Choose the Account: Select the account that best meets your needs, such as the SmartPlus Checking account. Gesa provides complete details on the requirements and advantages of each type of account, aiding in decision-making.
- Complete the Application Form: You will need to fill out an application form with your personal and financial information. This step includes identity verification, typically requiring documents such as a driver’s license or passport.
- Initial Deposit: For the SmartPlus Checking account, an initial deposit of $25 is required if the account is opened online. This amount serves as the minimum balance needed to start the account.
- Confirmation and Activation: After submitting the form and initial deposit, Gesa Credit Union will process your application and, once approved, your account will be activated. You will receive information on how to access your new account and any additional resources, such as debit cards and online banking access.
Talk to Gesa Credit Union:
To open an account at Gesa Credit Union, you can contact the institution by the following mean:
Phone: (888) 946-4372
You can also follow Gesa Credit Union on social networks:
